January 10, 2011
Hon. Smt. Mamta Banerjee,
Railway Minister,
Govt. of India,
Rail Bhavan
New Delhii-110001
Respected Madam,
Re:Railway budget for 2011-12 vis a vis expectations of Senior Citiens
On behalf of All India Senior Citizens Confederation (AISCCON) we the undersigned, present our hearty Seaon’s Greetings and wish to place before your good self few major expectations of the elderly community for your sympathetic and favourable consideration. Madam, we are fully aware of your benevolent approach towards the under-privileged and neglected sections of the society and therefore, we feel confident that you will positively take the same approach towards the Senior Citizens who today form 9% [10 crore] of the total population. According to a survey 66% of them are below the poverty line and majority suffer with age related disabilities and therefore, their problems deserve your special consideration. In view of this we like to place before you our following requests:
1] Concession in fares of Passenger Trains:
Concession in rail fares are not available for passenger trains, with the results the rural poor Senior Citizens, who pre-dominantly travel in these trains are excluded from this benefits. Please therefore, consider to include the said concession in your ensuing budget.
2] 50% Concession to male Senior Citizens also:
Female Sr. Citizens (50+) have been availing 50% concession in rail fares for the last 2-3 years, while the male Senior. Citizens have been retained at 30%. We request you to please remove this anomaly and grant 50% concession to male Senior Citizens [60+] also.
3] Concession in reservation charges and Tatkal fares also:
Like concessions in Rail fares, it is advocated that same concessions may be considered in respect of reservation charges and also in Tatkal fares. You will please appreciate that the reservation charges are also the integral parts of the travel expenses..
4] One free attendant to be permitted to accompany the Oldest old Senior Citizens [85+]:
The 85+ Senior Citizens usually suffer with age related physical disabilities and require the help of an attendant. We request that an attendant may be permitted to travel free with them to assist and help them. Similar facility is provided to the physically disabled and the Freedom Fighters.
5] Provision of escalators on important stations and ramps on others:
In one of the previous rail Budget, there was an announcement that escalators would be installed on stations but this facility is yet to be installed at most of the stations. It is often a torture for senior Citizens to climb up the platform bridges with luggage. Provision of this facility will be a great boon for the Senior Citizens, elderly women, the sick and the disabled. Where escalators can not be installed, provision of ramps may be considered..
6] Provision of separate Compartment for Senior Citizens in local trains:
The local trains are often so much crowded that it becomes impossible for Senior Citizens to get into the train. In view of the same problem separate compartments are provided for the disabled and women. We request that same facility may be provided exclusively for Senior Citizens also.
Though in Mumbai Metro trains restricted time reservation [12PM to 5PM] is available, yet it is not very useful because the passengers do not vacate the seats. Therefore, we request that a compartment exclusively reserved for senior citizens should be provided for the whole day.
For the overall welfare of the Elderly Community we earnestly request you to please consider our requests favourably and for this act of kindness we shall remain ever grateful.
With Blessings from the Elderly Community and regards,
Yours faithfully,
R.N. Mital
President ,
All India Senior Citizens’ Confederation [AISCCON]
1. Sri Mukul Wasnik, Hon’ble Minister, MOSJE
2. Shri E. Ahmed, Minister of State, Ministry of Railways, Rail Bhavan,
New Delhi;
3. Shri K.H. Miniyappa, Minister of State, Ministry of Railways, Rail Bhavan, New Delhi;
4. The Secretary to the Govt. of India, Ministry of Railways, Rail Bhavan, New Delhi;
5. Sri Sitaraman, IAS, Secretary, MOSJE
6. Shri Milind Deora, M.P., ;
7. Smt. Priya Dutt, M.P., MP
8. Dr. Sanjeev Naik, M.P., Navi MP
9. Sri Anand P. Paranjape, MP
10. Prof. M.S.Swaminathan, M.P.
11. Sri. Srinivas Rao, MP
12. Sri. Vijaya Jawahar Lal, MP
13. Smt. Ratna Bai Tadapatla , MP
14. Sri Pradeep Mathur, MLA, Mathura
Thursday, February 17, 2011
Senior Citizens Demand from Budget 2011: Letter to Finance Minister by All India Senior Citizens’ Confederation [AISCCON]
Hon’ble Shri Pranab Mukherjee,
Union Minister of Finance,
Govt. of India,
134 North Block,
New Delhi – 110001
January 10, 2011
Respected Sir,
Ref : Aspirations of Senior Citizens regarding the National Budget for 2011-12
With hearty Seasons Greetings, the All India Senior Citizens’ Confederation (AISCCON), the largest representative National Organisation of Senior Citizens, wish to place the following aspirations of Senior. Citizens in respect of the ensuing Union Budget. They are today around 9% of the National Population that is more than 10 crore mostly representing the community of Aam Adami.
Sir, our financial problems largely arise because most of us are products of the low cost economy era in our Country when the earnings and hence the savings were meagre compared to present levels. Now even surviving with the dwindling returns on the already meagre savings and galloping inflation has become a challenge. Moreover, most of us suffer with age related health problems and health care has become so costly that we can not afford it. These are two situations on which we have no control. Therefore, to merely survive in the present high cost economy we have to ask for some financial concessions and we earnestly request you to please consider them favourably.
1] The Slow implementation of the National Policy on Older Persons, The National Policy on Older Persons (NPOP) although announced almost 12 years ago has witnessed very slow momentum in respect of implementation of various Welfare Programmes for senior citizens, largely due to lack of specific Budgetory provisions. We request that this aspect may kindly be taken care of in your next budget.
It is also suggested to implement uniform age criteria for definition of Senior. Citizens as 60+ as defined in the National Policy. At present individuals with age 65+ only are considered as Senior Citizens for Financial benefits. This anomaly should be dispensed with and individuals with 60+ age should be considered as eligible for the financial benefits also.
Incidentally it may be pointed out as an example that the Maintenance & Welfare of Parents and Senior Citizens Act 2007 has mandated that an Old Age Home to be provided in each district. Provision should be made for this requirement in the budget. Similarly there are other requirements in existing NPOP such as provision of Multi service Day Care Centres, Health care at affordable costs, Medical vans etc for the implementation of which budgetary provision will be needed.
2] Extremely inadequate Old Age Pension to BPL Senior Citizens. Out of total population of the Elders, two third i.e. about 6.5 crores are below poverty line. Under the present high inflationary pressures with high cost of living their position is literally miserable, unhappy and pitiable since they are being provided a paltry monthly pension of Rs.400-under Indira Gandhi National Old Age Pension Scheme , with which they are finding extremely difficult to meet their basic necessities of livelihood. It is therefore, earnestly requested to make specific provision in your ensuing Budget to raise the said monthly pension to Rs.1000/- minimum with equal contribution by State & Central Administrations to all Senior Citizens belonging to BPL category.. Sir, this expectation is one of the major ones and may be fulfilled with determination at any cost.
3] The plight of Central and State Government and PSU Pensioners The above categories of Pensioners are also badly hit by inflation which has eroded considerably their already inadequate pension. Pension therefore, should be paid net of taxes as recommended by the 5th CPC vide Para 167.11 of their report. Moreover, pensioners are a homogenous class which can not be divided on the basis of their date of retirement and pension is not a bounty. It is a statutory , inalienable, legally enforceable right( S.C.Judgement D.S.Nakara & others vs UOI (AIR 1983, SC 130) & Vth CPC report Para 127.3 to 127.6 .Therefore, the Government is urged to honour the S.C. judgement in letter & spirit to bring all pensioners at par .
4] Specific Saving Scheme for Senior Citizens For financial protection to Elderly Community in this era of Soft Interest Regime, 9% Senior Citizens’ Savings Scheme was introduced in August. 2004 through the Budget announcements. During the intervening periods, there has been huge increase in cost of living with the result that 90% of Sr. Citizens, who, sans pension benefits, have to survive on interest returns on their investments of meagre savings, have been experiencing innumerable difficulties in the maintenance of their livelihood.
Sir, there is an imperative need to extend them adequate financial protection by modifying and enriching the Scheme as 11% Senior. Citizens’ Savings Scheme. We therefore, reiterate that the interest rate of the Scheme should be increased to 11% and it be continued with new arrangements for payment before maturity within one year.
5] Higher rate of interest on Savings Bank Accounts Another measure for financial protection is the enhancement in interest rate of Savings accounts from 3 ½ % (since March 2003) to 4 ½ % p.a. with interest payment on monthly basis on daily products.
6] Higher 2% rate of interest on Term Deposits Although all Banks were advised by R.B.I. in April 2001, to pay half to one percent additional interest on term deposits, no Bank is paying one percent additional interest and trying to comply with R.B.I. directives within the range of half percent additional interest. Infact even 1% higher interest is not adequate to provide the desired protection to Senior Citizens and it is requested that there should be provision of additional 2% interest on their term deposits The benefit of additional interests should be on all types of deposits to fulfill the requirements of financial protection to Senior. Citizens. R.B.I. therefore, needs to be advised suitably through the deliberations of high level body recently established and entitled as Financial Stability and Development Council (FSDC).
7] Issue of Senior Citizens 12% Welfare Bonds. For welfare programme under National Policy on Older Persons, huge amounts would be required To meet the requirements with ease and without constraints, it is suggested that 12% (tax free). Senior Citizens Welfare Bonds should be announced by the Central Govt. This provision will definitely receive strong support from the Elderly Community since it is learnt that the amount over Rs.50,000 crores was mobilized through 9% Sr. Citizens savings Scheme.
8] Increase the Tax exemption limit to 3.0 lakhs At present Income Tax exemption limit for Sr. Citizens (65+) is Rs.2.40 lakhs and under the revised Discussion Paper on DTC it is indicated to be raised to Rs.2.50 lakhs. It is quite likely that you may refer to it in your Budget Speech.
It is therefore, requested to please raise it to Rs. 3.00 lakh for Senior Citizens also giving the same weightage of 25% as is given to normal individuals by raising their limit from 1.60 lakhs to 2.00 Lakhs. It is learnt that even in Pakistan, the income Tax exemption limit for Senior. Citizens is Rs. 4.00 lakhs.
9] Tax deduction at source [TDS] It is a fact that Sr. Citizens are often put to lot of mental stress and confusion as they are required to approach often repeatedly Income Tax offices for refund of tax deducted at source despite their furnishing “H” form to the concerned authorities /Banks who still deduct that through inadvertence and oversight. It is therefore suggested for exclusion of Senior . Citizens Community from purview of TAX Deduction at Source. Under such arrangement, the tax paying Sr. Citizens would obviously include the interest amount in their taxable incomes.
10] Raise Deposit Insurance Credit Guarantee to Rs.3.00 ]akhs It is understood that Deposit Insurance Credit Guarantee Corporation Act is before the Parliament for a long time for amendments and modification. The provision in the Act are pretty old since 1970 or so and the Insurance protection ceiling for Rs. 1.00laks is in vogue since then. It is therefore, long overdue for enhancement and it is suggested that the ceiling be raised to Rs3.00 Lakhs. The mechanism and procedure layout is stretched to a period of 2 to 3 years for payment of insurance settlement of balance amount as eligible in respect of failed financial institutions. For Senior Citizens, such a period is mentally harassing. To save them from such eventualities, it is suggested to provide in the amendments that the affected Sr. Citizens, Orphans, Destitute, Widows etc. would be paid forthwith fifty percent of the balance amount or insurance amount which ever is less without waiting for the procedures or formalities to be fulfilled. Such provisions would ensure due protection to Sr. Citizens and would save them from mental uneasiness and anxieties arising out of inconvenience and fear of saving being blocked in the concerned financial institutions.
11] Special Public Provident Fund Under EEE regime of the proposed Direct Tax Code, the Scheme of Employee Provident Fund, New Pension Scheme and Public Provident Fund etc are included. The prescribed eligible amount for saving tax in PPF is Rs. 70,000/- for investment per year. In two other schemes the eligible amount is Rs1.00 lakh and in those scheme the Senior Citizens can not participate. It is therefore suggested that the eligible amount for saving tax under PPF should also be raised to Rs. 1.00 lakh so that the tax paying Sr. Citizens could concentrate on PPF only. Secondly, the withdrawal amount under PPF is once in a year. Considering the need of Sr. Citizens they may be allowed to withdraw on monthly basis, Thirdly the lock-in period user PPF is 15 years and for Senior Citizens it is suggested to reduce it to 5 Years and after lock in period they should be allowed to withdraw on monthly basis. Fourthly in PPF, interest is paid on yearly basis on 31st March every year. Sr. Citizens holding PPF A/cs may be paid interest on monthly basis on daily products. These relaxations and facilities would render a lot of financial relief to Sr. Citizens. If these suggestions are considered, the individuals with 60+ holding PPF account may be converted in special Public Provident Fund scheme (SPPFS), where above concessions would be available and individual 60+ may be allowed afresh to enter into this scheme.
Sir, we have placed before you in brief our major financial aspirations . Considering the increasing span of life and limited resources at the disposal of Senior.Citizens, we feel confident that as a benevolent progressive economist like you and fulfilling the commitments of Finance Minister of Indian Republic, you will positively consider to translate the above aspirations into reality and get their blessings for accomplishment of your missions.
Sir, it is observed that before the Budget you arrange meetings with different sections of society to hear their views. We shall be thankful if you would consider us similarly so that there would be meaningful interaction to understand one another with relevant perspectives. We ardently look forward to your communication.
With Blessings from Elderly Community and regards
Yours faithfully,
R.N. Mital
President,
All India Senior Citizens’ Confederation [AISCCON]
CC to:
1. Sri Mukul Wasnik, Hon’ble Minister, MOSJE
2. Shri Namo Narain Meena, Hon’ble Minister of State, Ministry of Finance, North Block, New Delhi 110 001;
3. Shri S.S. Palanimanickam, Hon’ble Minister of State, Ministry of Finance, 138 North Block, New Delhi 110 001;
4. Sri Sitaraman, IAS, Secretary, MOSJE
5. Secretary Economic Affairs, Ministry of Finance
6. Shri Milind Deora, M.P., ;
7. Smt. Priya Dutt, M.P., MP
8. Dr. Sanjeev Naik, M.P., Navi MP
9. Sri Anand P. Paranjape, MP
10. Prof. M.S.Swaminathan, M.P.
11. Sri. Srinivas Rao, MP
12. Sri. Vijaya Jawahar Lal, MP
13. Smt. Ratna Bai Tadapatla , MP
14. Sri Pradeep Mathur, MLA, Mathura
Union Minister of Finance,
Govt. of India,
134 North Block,
New Delhi – 110001
January 10, 2011
Respected Sir,
Ref : Aspirations of Senior Citizens regarding the National Budget for 2011-12
With hearty Seasons Greetings, the All India Senior Citizens’ Confederation (AISCCON), the largest representative National Organisation of Senior Citizens, wish to place the following aspirations of Senior. Citizens in respect of the ensuing Union Budget. They are today around 9% of the National Population that is more than 10 crore mostly representing the community of Aam Adami.
Sir, our financial problems largely arise because most of us are products of the low cost economy era in our Country when the earnings and hence the savings were meagre compared to present levels. Now even surviving with the dwindling returns on the already meagre savings and galloping inflation has become a challenge. Moreover, most of us suffer with age related health problems and health care has become so costly that we can not afford it. These are two situations on which we have no control. Therefore, to merely survive in the present high cost economy we have to ask for some financial concessions and we earnestly request you to please consider them favourably.
1] The Slow implementation of the National Policy on Older Persons, The National Policy on Older Persons (NPOP) although announced almost 12 years ago has witnessed very slow momentum in respect of implementation of various Welfare Programmes for senior citizens, largely due to lack of specific Budgetory provisions. We request that this aspect may kindly be taken care of in your next budget.
It is also suggested to implement uniform age criteria for definition of Senior. Citizens as 60+ as defined in the National Policy. At present individuals with age 65+ only are considered as Senior Citizens for Financial benefits. This anomaly should be dispensed with and individuals with 60+ age should be considered as eligible for the financial benefits also.
Incidentally it may be pointed out as an example that the Maintenance & Welfare of Parents and Senior Citizens Act 2007 has mandated that an Old Age Home to be provided in each district. Provision should be made for this requirement in the budget. Similarly there are other requirements in existing NPOP such as provision of Multi service Day Care Centres, Health care at affordable costs, Medical vans etc for the implementation of which budgetary provision will be needed.
2] Extremely inadequate Old Age Pension to BPL Senior Citizens. Out of total population of the Elders, two third i.e. about 6.5 crores are below poverty line. Under the present high inflationary pressures with high cost of living their position is literally miserable, unhappy and pitiable since they are being provided a paltry monthly pension of Rs.400-under Indira Gandhi National Old Age Pension Scheme , with which they are finding extremely difficult to meet their basic necessities of livelihood. It is therefore, earnestly requested to make specific provision in your ensuing Budget to raise the said monthly pension to Rs.1000/- minimum with equal contribution by State & Central Administrations to all Senior Citizens belonging to BPL category.. Sir, this expectation is one of the major ones and may be fulfilled with determination at any cost.
3] The plight of Central and State Government and PSU Pensioners The above categories of Pensioners are also badly hit by inflation which has eroded considerably their already inadequate pension. Pension therefore, should be paid net of taxes as recommended by the 5th CPC vide Para 167.11 of their report. Moreover, pensioners are a homogenous class which can not be divided on the basis of their date of retirement and pension is not a bounty. It is a statutory , inalienable, legally enforceable right( S.C.Judgement D.S.Nakara & others vs UOI (AIR 1983, SC 130) & Vth CPC report Para 127.3 to 127.6 .Therefore, the Government is urged to honour the S.C. judgement in letter & spirit to bring all pensioners at par .
4] Specific Saving Scheme for Senior Citizens For financial protection to Elderly Community in this era of Soft Interest Regime, 9% Senior Citizens’ Savings Scheme was introduced in August. 2004 through the Budget announcements. During the intervening periods, there has been huge increase in cost of living with the result that 90% of Sr. Citizens, who, sans pension benefits, have to survive on interest returns on their investments of meagre savings, have been experiencing innumerable difficulties in the maintenance of their livelihood.
Sir, there is an imperative need to extend them adequate financial protection by modifying and enriching the Scheme as 11% Senior. Citizens’ Savings Scheme. We therefore, reiterate that the interest rate of the Scheme should be increased to 11% and it be continued with new arrangements for payment before maturity within one year.
5] Higher rate of interest on Savings Bank Accounts Another measure for financial protection is the enhancement in interest rate of Savings accounts from 3 ½ % (since March 2003) to 4 ½ % p.a. with interest payment on monthly basis on daily products.
6] Higher 2% rate of interest on Term Deposits Although all Banks were advised by R.B.I. in April 2001, to pay half to one percent additional interest on term deposits, no Bank is paying one percent additional interest and trying to comply with R.B.I. directives within the range of half percent additional interest. Infact even 1% higher interest is not adequate to provide the desired protection to Senior Citizens and it is requested that there should be provision of additional 2% interest on their term deposits The benefit of additional interests should be on all types of deposits to fulfill the requirements of financial protection to Senior. Citizens. R.B.I. therefore, needs to be advised suitably through the deliberations of high level body recently established and entitled as Financial Stability and Development Council (FSDC).
7] Issue of Senior Citizens 12% Welfare Bonds. For welfare programme under National Policy on Older Persons, huge amounts would be required To meet the requirements with ease and without constraints, it is suggested that 12% (tax free). Senior Citizens Welfare Bonds should be announced by the Central Govt. This provision will definitely receive strong support from the Elderly Community since it is learnt that the amount over Rs.50,000 crores was mobilized through 9% Sr. Citizens savings Scheme.
8] Increase the Tax exemption limit to 3.0 lakhs At present Income Tax exemption limit for Sr. Citizens (65+) is Rs.2.40 lakhs and under the revised Discussion Paper on DTC it is indicated to be raised to Rs.2.50 lakhs. It is quite likely that you may refer to it in your Budget Speech.
It is therefore, requested to please raise it to Rs. 3.00 lakh for Senior Citizens also giving the same weightage of 25% as is given to normal individuals by raising their limit from 1.60 lakhs to 2.00 Lakhs. It is learnt that even in Pakistan, the income Tax exemption limit for Senior. Citizens is Rs. 4.00 lakhs.
9] Tax deduction at source [TDS] It is a fact that Sr. Citizens are often put to lot of mental stress and confusion as they are required to approach often repeatedly Income Tax offices for refund of tax deducted at source despite their furnishing “H” form to the concerned authorities /Banks who still deduct that through inadvertence and oversight. It is therefore suggested for exclusion of Senior . Citizens Community from purview of TAX Deduction at Source. Under such arrangement, the tax paying Sr. Citizens would obviously include the interest amount in their taxable incomes.
10] Raise Deposit Insurance Credit Guarantee to Rs.3.00 ]akhs It is understood that Deposit Insurance Credit Guarantee Corporation Act is before the Parliament for a long time for amendments and modification. The provision in the Act are pretty old since 1970 or so and the Insurance protection ceiling for Rs. 1.00laks is in vogue since then. It is therefore, long overdue for enhancement and it is suggested that the ceiling be raised to Rs3.00 Lakhs. The mechanism and procedure layout is stretched to a period of 2 to 3 years for payment of insurance settlement of balance amount as eligible in respect of failed financial institutions. For Senior Citizens, such a period is mentally harassing. To save them from such eventualities, it is suggested to provide in the amendments that the affected Sr. Citizens, Orphans, Destitute, Widows etc. would be paid forthwith fifty percent of the balance amount or insurance amount which ever is less without waiting for the procedures or formalities to be fulfilled. Such provisions would ensure due protection to Sr. Citizens and would save them from mental uneasiness and anxieties arising out of inconvenience and fear of saving being blocked in the concerned financial institutions.
11] Special Public Provident Fund Under EEE regime of the proposed Direct Tax Code, the Scheme of Employee Provident Fund, New Pension Scheme and Public Provident Fund etc are included. The prescribed eligible amount for saving tax in PPF is Rs. 70,000/- for investment per year. In two other schemes the eligible amount is Rs1.00 lakh and in those scheme the Senior Citizens can not participate. It is therefore suggested that the eligible amount for saving tax under PPF should also be raised to Rs. 1.00 lakh so that the tax paying Sr. Citizens could concentrate on PPF only. Secondly, the withdrawal amount under PPF is once in a year. Considering the need of Sr. Citizens they may be allowed to withdraw on monthly basis, Thirdly the lock-in period user PPF is 15 years and for Senior Citizens it is suggested to reduce it to 5 Years and after lock in period they should be allowed to withdraw on monthly basis. Fourthly in PPF, interest is paid on yearly basis on 31st March every year. Sr. Citizens holding PPF A/cs may be paid interest on monthly basis on daily products. These relaxations and facilities would render a lot of financial relief to Sr. Citizens. If these suggestions are considered, the individuals with 60+ holding PPF account may be converted in special Public Provident Fund scheme (SPPFS), where above concessions would be available and individual 60+ may be allowed afresh to enter into this scheme.
Sir, we have placed before you in brief our major financial aspirations . Considering the increasing span of life and limited resources at the disposal of Senior.Citizens, we feel confident that as a benevolent progressive economist like you and fulfilling the commitments of Finance Minister of Indian Republic, you will positively consider to translate the above aspirations into reality and get their blessings for accomplishment of your missions.
Sir, it is observed that before the Budget you arrange meetings with different sections of society to hear their views. We shall be thankful if you would consider us similarly so that there would be meaningful interaction to understand one another with relevant perspectives. We ardently look forward to your communication.
With Blessings from Elderly Community and regards
Yours faithfully,
R.N. Mital
President,
All India Senior Citizens’ Confederation [AISCCON]
CC to:
1. Sri Mukul Wasnik, Hon’ble Minister, MOSJE
2. Shri Namo Narain Meena, Hon’ble Minister of State, Ministry of Finance, North Block, New Delhi 110 001;
3. Shri S.S. Palanimanickam, Hon’ble Minister of State, Ministry of Finance, 138 North Block, New Delhi 110 001;
4. Sri Sitaraman, IAS, Secretary, MOSJE
5. Secretary Economic Affairs, Ministry of Finance
6. Shri Milind Deora, M.P., ;
7. Smt. Priya Dutt, M.P., MP
8. Dr. Sanjeev Naik, M.P., Navi MP
9. Sri Anand P. Paranjape, MP
10. Prof. M.S.Swaminathan, M.P.
11. Sri. Srinivas Rao, MP
12. Sri. Vijaya Jawahar Lal, MP
13. Smt. Ratna Bai Tadapatla , MP
14. Sri Pradeep Mathur, MLA, Mathura
Tuesday, February 1, 2011
Take : Baseline Survey of Online Senior Citizen 2011
This 'Baseline Survey of Online Senior Citizen 2011' is one of the projects of SILVER INNING FOUNDATION (SIF). This online survey for Senior Citizens will help us to understand their needs and devise much better programme & projects for the overall well being of our Elders.
Silver Inning Foundation is an NGO (not for profit) working with Senior Citizens. SIF is part of Social Enterprise Silver Innings which hosts one of the most comprehensive and dedicated website for elderly &their family www.silverinnings.com . The vision, mission and goals of SIF are centered on creating and implementing services and programmes that are holistic in nature and address the need to acknowledge the much needed supportive environment that the elderly deserve. It looks at reintegrating the elderly into mainstream society and lives with dignity. Silver Innings is working towards creating Elder Friendly World where Ageing becomes a Positive and Rewarding Experience.
Anyone above 50yrs of age and Children on behalf of their parents/grandparents too can take this survey.
Take the Survey:
http://sifbaselinesurveyofonlineseniorcitizen2011.questionpro.com/
We would appreciate your feedback in our online survey. All responses will remain confidential and secure. Thank you in advance for your valuable insights. Your input will be used to ensure that we continue to meet your needs. We appreciate your trust and look forward to serving you in the future.
We have contracted with QuestionPro, an independent research firm, to field your confidential survey responses.
31st Jan 2011
Silver Inning Foundation is an NGO (not for profit) working with Senior Citizens. SIF is part of Social Enterprise Silver Innings which hosts one of the most comprehensive and dedicated website for elderly &their family www.silverinnings.com . The vision, mission and goals of SIF are centered on creating and implementing services and programmes that are holistic in nature and address the need to acknowledge the much needed supportive environment that the elderly deserve. It looks at reintegrating the elderly into mainstream society and lives with dignity. Silver Innings is working towards creating Elder Friendly World where Ageing becomes a Positive and Rewarding Experience.
Anyone above 50yrs of age and Children on behalf of their parents/grandparents too can take this survey.
Take the Survey:
http://sifbaselinesurveyofonlineseniorcitizen2011.questionpro.com/
We would appreciate your feedback in our online survey. All responses will remain confidential and secure. Thank you in advance for your valuable insights. Your input will be used to ensure that we continue to meet your needs. We appreciate your trust and look forward to serving you in the future.
We have contracted with QuestionPro, an independent research firm, to field your confidential survey responses.
31st Jan 2011
Saturday, January 22, 2011
A Tribute to Vijay, fighting down Alzheimer’s
It was sad to know the demise of Vijay on 21st Jan 2011. Vijay had early onset of Alzheimer’s and fighting it out for nearly 12yrs.
He was family loving person and music was one of his hobbies. During his Alzheimer’s days, I still remember him Whistling song and playing popular song with Mouth Organ.
The family was just with him; they provided him 24x 7 care at home and did everything possible to fight the disease. They showered him with love and caring.
His wife Anu was his darling and she kept balance in managing home and work. His children have never left him alone. They all supported him to be independent till he can.
Hats off to the family who care for him and never allowed Alzheimer’s to become obstacle.
But Alzheimer at end won, it took away Vijay from all of us. It’s sad that since hundred years , the medical science has not found cure to this deadly Alzheimer’s disease.
But Vijay and his family will always be inspiring us and remind us to be more proactive and passionate towards the person and family suffering from Alzheimer’s. They will always remind me that Love and Care is the only medicine for Dementia & Alzheimer’s.
Just a small tribute to our beloved Vijay
Remember me with smile not with tears,
For all the joy through all the years.
Recall the closeness that was ours,
A Love as ‘sweet’ as fragrant flowers.
Don’t dwell on thoughts that cause you pain,
We’ll see each other once again.
Iam at peace….try to believe,
It was my Time… I had to leave.
But ‘what a view’ I have from here,
I see your face, I feel you near.
I follow you throughout the day,
You are not alone along the way.
I Love you and want you to be happy always.
He was family loving person and music was one of his hobbies. During his Alzheimer’s days, I still remember him Whistling song and playing popular song with Mouth Organ.
The family was just with him; they provided him 24x 7 care at home and did everything possible to fight the disease. They showered him with love and caring.
His wife Anu was his darling and she kept balance in managing home and work. His children have never left him alone. They all supported him to be independent till he can.
Hats off to the family who care for him and never allowed Alzheimer’s to become obstacle.
But Alzheimer at end won, it took away Vijay from all of us. It’s sad that since hundred years , the medical science has not found cure to this deadly Alzheimer’s disease.
But Vijay and his family will always be inspiring us and remind us to be more proactive and passionate towards the person and family suffering from Alzheimer’s. They will always remind me that Love and Care is the only medicine for Dementia & Alzheimer’s.
Just a small tribute to our beloved Vijay
Remember me with smile not with tears,
For all the joy through all the years.
Recall the closeness that was ours,
A Love as ‘sweet’ as fragrant flowers.
Don’t dwell on thoughts that cause you pain,
We’ll see each other once again.
Iam at peace….try to believe,
It was my Time… I had to leave.
But ‘what a view’ I have from here,
I see your face, I feel you near.
I follow you throughout the day,
You are not alone along the way.
I Love you and want you to be happy always.
Friday, January 21, 2011
Meeting and Submission of Memorandum to MP Priya Dutt on Behalf of Senior Citizens
On 20th Jan 2011 a delegation of Joint Action Committee of Senior Citizens Maharashtra consisting Dr.S.Kinjawadekar,Mr.Vijay Aundhe, Mr.Kaka Samant and Mr.Sailesh Mishra met young and dynamic MP Priya Dutt. On behalf of all Senior Citizens and JAC we submitted her a Memorandum and had good discussion with her on issues related to Senior Citizens at National , State and Local level. Rubina and Ruchika from 1298 Senior Citizens Helpline were also present on this occasion.
Priya Dutt was receptive and gave patient hearing. She was particulary worried about Health and Financial condition of Elderly. She assured her support to the delegation and promised to take up the issue in Parliament and also address the same in state and local municipal corporation.
Following is the copy of Memorandum:
Date 20th Jan 2011
To,
Priya Duttji (MP)
Mumbai. India.
Dear Priya Duttji,
On behalf of Joint Action Committee of Organization working for Senior Citizens in Maharashtra we would like to thank you for Inviting us for discussion on various issues related to Senior Citizens and Central / State government role in addressing such issues.
For more then 12 (twelve) years there is gross neglect by Government of India and State Government for various issue and problems of Senior Citizens. You will agree with the fact that elders have waited for years on end to get attention from our rulers but all that we have received is indifference towards our issues. While we are keen to play our role in the development of our Country and the activities for the welfare of community, we also demand that our concerns must be addressed.
During these 12 years the world has changed, there has been significant demography change in India's population due globalization and improved medical facility and lifestyle. The fall of joint family system and rise in nuclear family system has brought new dimension to the care and welfare of Elderly. Population of people above 60 years of age is estimated to be 96 million in 2010.The Life span has increased by 60% in 60 yrs. India has today second largest population of Senior Citizens. There is sharp increase in population of Young Old 60yrs to 69 yrs and Old old 80+. Due to this demand and needs of various age groups have changed. Now it is time for civil society and government to rethink their strategy to address the needs of Senior Citizens.
After 63 years of Independence and democracy experiment there are segments of people who are not treated at par with others, there is injustice and discrimination towards them. One of the most neglected and ignored segment is of Senior Citizens. Elders are not considered as part of mainstream, there is unjust treatment to those who gain 60 years of age, and they are suddenly considered ‘Retired’, good for nothing. Government and Civil Society are not bothered of this experienced and skill group of people.
The Indian subcontinent boasts of our ‘Great Joint Family’ ‘The Traditional Family’ System where we used to respect, care and love our elders, our parents. Due to Globalization and New lifestyle there is increasing number of Abuse, Neglect and Abandon case with regards to Senior Citizens. The gradual Urbanization of Rural India is also a new trend to worry.
You must be aware that on 16th August 2010 to address various issues of Senior Citizens a National Protest Day was observed by all Senior Citizens organizations and Senior Citizens themselves. This was historic occasion where all the organization working for Elderly came under one umbrella to protest against continuous neglect by both central and state government.
All over India and in Maharashtra protest rally and march was observed in places like Mumbai ,Pune, Palghar , Nasik ,Thane ,Navi Mumbai , Nagpur , Kalyan Dombivali, Mira Bhayandar etc
In Mumbai around 2000 Senior Citizens assembled at Azad Maidan at 2pm on 16th August to raise their concern with government authority. We were grateful that Shri Sachin Ahir State minister for MSJ met the delegation and accepted the memorandum. He gave patient hearing and appreciated our effort as united forum for Elder Right. He accepted most of our demand in principal including the formation of Senior Citizens commissionrate. He also asked Shri J.N. Rathod Dy. Secretary to call an urgent meet and discuss various issues including implementation of NPOP and Maintenance & Welfare of Parents & Senior Citizens Act. He also assured us for arranging bigger meeting with Hon Minister Shri Shivajirao Moghe and Principal Secretary to take decision on all pending matters.
As advised by Hon. Minister Shri Sachin Ahir a meeting of JAC was conveyed by Shri J.N. Rathod Dy. Secretary on 20th August. In this meeting Shri J.N. Rathod and Mrs.V.M.Bharose under Secretary extended their full cooperation and assured us of action plan. They informed us that for NPOP they will moved the Draft policy submitted by us as it is to Cabinet for approval and as they could not get replies from other departments. With regards to Maintenance & Welfare of Parents & Senior Citizens Act we were informed that Rules had been notified in June 2010 but the implementation and formation of Tribunals is pending with Law and Revenue department respectively. They also promised to call for bigger meeting in 15 days for more discussion.
Further the delegation of JAC was also called for meeting with Governor of Maharashtra Shri K. Sankaranarayanan at Raj Bhavan, Mumbai on 7th Sep 2010. The Governor assured the delegation that he would take up the issues raised by the delegation with the Chief Minister.
On request by Governor on 17th Sep 2010 Shri Satish M. Gavai , then Principal Secretary ,Social Justice, Special Assistance,Government of Maharashtra called the meeting of Joint Action Committee and promised to get approve the draft NPOP with the cabinet and implement the Maintenance and Welfare of Parents and Senior Citizens Act immediately.
It’s also to be noted that delegation of AISCCON annual conference in Oct 2010met Shrimati Sonia Gandhi and she assured separate National Commission for Senior Citizens.
But we are disappointed that till date not much has been done by state and central government.
Following are our Major Demand:
• Uniform Age of 60 yrs
• Health insurance for all Senior Citizens (BPL & APL) without any age related restriction or that due to pre existing health condition.
• Immediate implementation of the existing NPOP (National Policy on Older Person) with budgetary support and not to postpone it till the reviewed / revised Policy is ready.
• NPOP should be passed by cabinet and parliament and made an ACT
• Immediate implementation of the Maintenance & Welfare of Parents & Senior Citizens Act all over the Country.
• Formation of National and State Level Senior Citizens council with representation of all the organization working with Elderly
• Cover all BPL and resident of Old Age Homes including the terminally ill under fully subsidized health insurance and pay those eligible the Old Age Pension.
• Truthful and honest implementation of the Indira Gandhi National Old Age Pension Scheme all over the Country and payment of pension as per current inflation rates. Minimum age for qualification should be 60yrs
• Implement the rights of the elderly citizens as enunciated in the Constitution of India and establish a unified governance structure to implement the rights.
• 50% concession in Railway and State Bus fares for all Senior Citizens.
• Provision of Multi-service Centers / day Care centers , Dementia Day centers in each city, town and large village with facilities of recreation, games and news papers etc.
• Speedy, time-bound disposal of legal cases and other matters relating to Senior Citizens, Fast Track court could be an option
• Early setting up of the promised National Institutes of Research on Aging and development of affordable Assistive Devices and courses in Medical Colleges in Gerontology and Geriatrics
• Exclusive Ministry and National Commission for Older Persons at the Centre.
• As India is Signatory to UN ‘Madrid International Plan of Action on Ageing 2002’ implement/adopt all the principals of Madrid plan in NPOP (National Policy of Older Person).
• Comprehensive Dementia & Alzheimer’s policy
• Increase participation of NGO’s and Organization working with Elderly
• Special attention to Rural Elderly, Tribal Elderly, Transgender Elderly , Destitute Elderly, Women Elderly and 80 + population
We wish to point out that senior citizens comprise of 9% of the total population, 13% of the electorate and if you consider those who actually go for polling we are 20% of effective electorate. You would agree, that no government can continue to ignore us for decades at a stretch.
We hope your good office will take due note of our demands and subsequent meetings & assurances given by government of Maharashtra after 16th August. We also request your intervention with regards to NPOP with central government.
We hereby demand immediate Declaration and implementation of State Policy on Senior Citizens (NPOP), immediate Implementation of Maintenance and Welfare of Parents and Senior Citizens Act & other demands raised by us with the ministry at central and state level.
Your positive and proactive approach will help our Elderly to live in peace, security and dignity.
Yours Sincerely,
On Behalf of Joint Action Committee, Maharashtra/Mumbai:
Dr.S.P.Kinjawadekar - President, AISCCON
Mr.Vijay Aundhe - Gen Secretary,FESCOM (Mumbai)
Mr.Kaka Saamant - General Insurance Pensioners, All India Federation
Mr.Sailesh Mishra (JAC Coordinator)-President, Silver Inning Foundation
Encl:
1. Memorandum submitted to Prime Minister dt. 18th July 2010
2. Memorandum submitted to CM/Sachin Ahir dt 16th August 2010
3. Letter dated 18th August 2010 to Shri Sachin Ahir
4. Press Release by Rajbhavan dated 7th Sep 2010
5. Letter to Shri Satish Gavai, Prin. Sec., Social Justice, Maha. Govt. dt 17th Sep 2010
6. Letter to Railway Minister dt 10th Jan 2011
7. Letter to Finance Minister dt 10th Jan 2011
8. Letter to Shri Mukul Wasnik , Hon.Minister MOSJE , Govt. of India dt 24th April 2010
9. List of JAC member organizations
10. Copy of Approach paper recommendation to Planning Commission of India for 12th five year plan
Senior Citizens National Protest Day, Mumbai/Maharashtra Supporting Organization 16th August 2010:
1. AISCCON
2. FESCOM
3. International Longevity Center - India
4. Silver Inning Foundation
5. Harmony for Silvers Foundation
6. Shree Ramanugrah Trust
7. GIC Pensioners Association
8. The Family Welfare Agency
9. General Insurance Pensioners, All India Federation
10. Brihan Mumbai Pensioners Association
11. All India Bank Retirees Federation
12. Jeevan Adhar Seva Sanstha
13. Dignity Foundation
14. Help Age India
15. Indian Federation of Ageing
16. All India Retired Reserve Bank Employee Association
17. MTNL Pensioners Workers Associations
18. All India Central Government Pensioners Association
19. Brihan Mumbai Retired Employees Association
20. All India Retired Insurance Employees Federation
21. Alzheimer’s Related Disorder Society of India (ARDSI) , Greater Mumbai Chapter
22. Center for Life Long Learning , TISS
23. 1298 Senior Citizens Helpline
Tuesday, January 18, 2011
UN INIA INTERNATIONAL PROGRAMME IN HEALTH PROMOTION,QUALITY OF LIFE & WELL-BEING of Elderly : 2 – 13 May 2011, Malta
BACKGROUND
Developed countries have seen an unprecedented mass increase in numbers of older people, and now face the challenge of mass survival of the old old. They are struggling to evolve strategies to meet this challenge. Developing countries are and will face in the next three decades more than a doubling of their elderly. The very rapid onset of this enormous increase will have a dramatic impact on countries which are largely unprepared for this tidal wave of ageing - as they lack the necessary infrastructure of policies and personnel to meet the challenge, which will be made even more grave as the very development they are undergoing itself tends to erode and undermine the traditional pattern of care in extended families.
OBJECTIVES
The objective of this programme is to stimulate discussion and understanding of the relationship between health promotion, quality of life and well-being from a life-course perspective. This is done in the context of the highly complex and multifaceted nature of growing old in society. Special emphasis is put on the totality of the human being including health, social and economic aspects. Health problems related to older persons in developing countries will be highlighted.
AREAS OF CONCENTRATION
The programme is divided into lectures, seminars and site-visits to local facilities. Topics include: the Nature of Ageing; the Relation between Ageing and Disease; Health Expectancies; Risk Factors; the Burden of Chronic Disease and Disabilities; Dementia and other major conditions prevalent at Older Age; Policies and Practices for Health Promotion; Prevention; Holistic Care and Rehabilitation: Financing Care.
WHO SHOULD ATTEND THIS COURSE
This programme is aimed at upper level health professionals (from the various disciplines) holding or being proposed for leadership positions in the care of older persons and having being able to assure responsibility for health service planning, delivery and training with a potential to disseminate the acquired information.
APPLICATION PROCEDURE
Interested persons and organisations may apply by sending the following to: The Director, International Institute on Ageing, 117, St. Paul Street, Valletta VLT 1216, MALTA
1. An application form which is available through the Institute's web-site or directly from INIA.
2. Proof of proficiency in English.
3. A letter of recommendation from the Director of your organization.
4. A personal letter (giving reasons for attending the course).
5. Copies of relevant certificates.
Closing date for application is 1 March 2011.
Course Fee: US$2,680 (includes tuition, board-accommodation and meals but excludes travel).
INIA might have available a limited number of partial scholarships. However, since these are extremely limited, it is in the interest of prospective candidates to secure alternative sources of funding.
Contact:
International Institute on Ageing, (United Nations - Malta
117, St. Paul Street,
Valletta VLT 1216, MALTA.
Telephone: (+356) 21-243044/5/6
Telefax: (+356) 21-230248
E-mail: programmes@inia.org.mt
Web-site: http://www.inia.org.mt
Developed countries have seen an unprecedented mass increase in numbers of older people, and now face the challenge of mass survival of the old old. They are struggling to evolve strategies to meet this challenge. Developing countries are and will face in the next three decades more than a doubling of their elderly. The very rapid onset of this enormous increase will have a dramatic impact on countries which are largely unprepared for this tidal wave of ageing - as they lack the necessary infrastructure of policies and personnel to meet the challenge, which will be made even more grave as the very development they are undergoing itself tends to erode and undermine the traditional pattern of care in extended families.
OBJECTIVES
The objective of this programme is to stimulate discussion and understanding of the relationship between health promotion, quality of life and well-being from a life-course perspective. This is done in the context of the highly complex and multifaceted nature of growing old in society. Special emphasis is put on the totality of the human being including health, social and economic aspects. Health problems related to older persons in developing countries will be highlighted.
AREAS OF CONCENTRATION
The programme is divided into lectures, seminars and site-visits to local facilities. Topics include: the Nature of Ageing; the Relation between Ageing and Disease; Health Expectancies; Risk Factors; the Burden of Chronic Disease and Disabilities; Dementia and other major conditions prevalent at Older Age; Policies and Practices for Health Promotion; Prevention; Holistic Care and Rehabilitation: Financing Care.
WHO SHOULD ATTEND THIS COURSE
This programme is aimed at upper level health professionals (from the various disciplines) holding or being proposed for leadership positions in the care of older persons and having being able to assure responsibility for health service planning, delivery and training with a potential to disseminate the acquired information.
APPLICATION PROCEDURE
Interested persons and organisations may apply by sending the following to: The Director, International Institute on Ageing, 117, St. Paul Street, Valletta VLT 1216, MALTA
1. An application form which is available through the Institute's web-site or directly from INIA.
2. Proof of proficiency in English.
3. A letter of recommendation from the Director of your organization.
4. A personal letter (giving reasons for attending the course).
5. Copies of relevant certificates.
Closing date for application is 1 March 2011.
Course Fee: US$2,680 (includes tuition, board-accommodation and meals but excludes travel).
INIA might have available a limited number of partial scholarships. However, since these are extremely limited, it is in the interest of prospective candidates to secure alternative sources of funding.
Contact:
International Institute on Ageing, (United Nations - Malta
117, St. Paul Street,
Valletta VLT 1216, MALTA.
Telephone: (+356) 21-243044/5/6
Telefax: (+356) 21-230248
E-mail: programmes@inia.org.mt
Web-site: http://www.inia.org.mt
INTERNATIONAL PROGRAMME IN ECONOMIC AND FINANCIAL ASPECTS OF AGEING :14 - 25 March 2011, Malta
BACKGROUND
The number of older people in most developing countries will at least double in the next two decades a time, at whom the fertility rates are falling. The economic challenge of this demographic change will effect development and the financial implications of sustaining this mass survival are formidable and complex. How can “sustainable longevity” be financed in order to ensure an acceptable quality of life for the increasing number of the young-old and the old-old?
OBJECTIVES
The programme is aimed at providing the participants with a broad and up-to-date understanding of the basic issues involved. It helps participants to evolve viable and realistic policies appropriate for their own countries and communities to meet the very real challenge of sustaining in an acceptable way the life and health of older persons. In so doing, while maintaining the economic development of the country, a high quality of life is ensured to older persons.
AREAS OF CONCENTRATION
The programme consists of lectures, seminars and site-visits. Topics include: Longevity and Development; Sustainable Longevity; Demographic Realities; the Cost of Care; Long-Term Care; Social Security Systems; Policies for Productive Ageing; Assessing the Needs of the older persons; Review of Current Policies in Developing Countries around the World; Alternative Sources of Income.
WHO SHOULD ATTEND THIS COURSE
Applications are especially invited from candidates who have one of the following experiences in the field of ageing:
1. Social security administrators and policy advisors.
2. Central planning agency officials; Social Welfare Ministry Officials and Private Sector Providers.
3. Representatives of cooperatives, mutual benefit societies, community action organisations, women’s movements, peoples’ participation movements and other ageing-related and concerned organisations.
APPLICATION PROCEDURE
Interested persons and organisations may apply by sending the following to: The Director, International Institute on Ageing, 117, St. Paul Street, Valletta VLT 1216, MALTA
1. An application form, which is available through the Institute's web-site or directly from INIA.
2. Proof of proficiency in English.
3. A letter of recommendation from the Director of your organization.
4. A personal letter (giving reasons for attending the course).
5. Copies of relevant certificates.
Closing date for applications is 14 January 2011 ( PLS CONTACT US FOR QUERY)
Course Fee: US$2,680 (includes tuition, board-accommodation and meals but excludes travel).
INIA might have available a limited number of partial scholarships. However, since this is not guaranteed, it is in the interest of prospective candidates to secure alternative funding especially for air travel.
Contact:
International Institute on Ageing, United Nations - Malta,
117, St. Paul Street,
Valletta VLT 1216, MALTA.
Telephone: (+356) 21-243044/5/6
Telefax : (+356) 21-230248
E-Mail: programmes@inia.org.mt
Web-site: http://www.inia.org.mt
The number of older people in most developing countries will at least double in the next two decades a time, at whom the fertility rates are falling. The economic challenge of this demographic change will effect development and the financial implications of sustaining this mass survival are formidable and complex. How can “sustainable longevity” be financed in order to ensure an acceptable quality of life for the increasing number of the young-old and the old-old?
OBJECTIVES
The programme is aimed at providing the participants with a broad and up-to-date understanding of the basic issues involved. It helps participants to evolve viable and realistic policies appropriate for their own countries and communities to meet the very real challenge of sustaining in an acceptable way the life and health of older persons. In so doing, while maintaining the economic development of the country, a high quality of life is ensured to older persons.
AREAS OF CONCENTRATION
The programme consists of lectures, seminars and site-visits. Topics include: Longevity and Development; Sustainable Longevity; Demographic Realities; the Cost of Care; Long-Term Care; Social Security Systems; Policies for Productive Ageing; Assessing the Needs of the older persons; Review of Current Policies in Developing Countries around the World; Alternative Sources of Income.
WHO SHOULD ATTEND THIS COURSE
Applications are especially invited from candidates who have one of the following experiences in the field of ageing:
1. Social security administrators and policy advisors.
2. Central planning agency officials; Social Welfare Ministry Officials and Private Sector Providers.
3. Representatives of cooperatives, mutual benefit societies, community action organisations, women’s movements, peoples’ participation movements and other ageing-related and concerned organisations.
APPLICATION PROCEDURE
Interested persons and organisations may apply by sending the following to: The Director, International Institute on Ageing, 117, St. Paul Street, Valletta VLT 1216, MALTA
1. An application form, which is available through the Institute's web-site or directly from INIA.
2. Proof of proficiency in English.
3. A letter of recommendation from the Director of your organization.
4. A personal letter (giving reasons for attending the course).
5. Copies of relevant certificates.
Closing date for applications is 14 January 2011 ( PLS CONTACT US FOR QUERY)
Course Fee: US$2,680 (includes tuition, board-accommodation and meals but excludes travel).
INIA might have available a limited number of partial scholarships. However, since this is not guaranteed, it is in the interest of prospective candidates to secure alternative funding especially for air travel.
Contact:
International Institute on Ageing, United Nations - Malta,
117, St. Paul Street,
Valletta VLT 1216, MALTA.
Telephone: (+356) 21-243044/5/6
Telefax : (+356) 21-230248
E-Mail: programmes@inia.org.mt
Web-site: http://www.inia.org.mt
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