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Saturday, June 22, 2019

Budget 2019: Senior Citizens expectation

The citizens, who have crossed the age of 60 years are described variously as ‘senior citizens’, ‘elderly’ and ‘aged’. The population of this segment has increased steadily since 1950. The Census of India 2001 enumerated approximately 7.6 crore senior citizens in India, which has increased to 10.4 crore in 2011. As per the report of UNFPA , this number is expected to grow to 17.3 crore by 2025 and about 24 crore by 2050.

The population share of senior citizens will increase from 8 percent in 2015 to 19 percent in 2050 and it is expected that by the end of the century, senior citizens will constitute nearly 34 percent of the total population of the country. This ageing phenomenon is all set to replace the ‘youth bulge’ that India is currently experiencing with an ‘aging society’.

The United Nations Population Fund (UNFPA) 2017 observed that “the relatively young India of today will turn into a rapidly ageing society in coming decades.”

Prime Minister Narendra Modi says "Today, if we are able to work so rapidly to create a new India, it is because of the foundation our senior citizens laid. The value and wisdom of our senior citizens
are important for us. We have given top most focus for dignity, financial security and well-being of our senior citizens". 

Our Senior Citizens have expectation for our current NAMO 2.0 / NDA Government, we have this June 2019 government will accept our following demand:  

Exempt 18% GST on Residential or Non Residential Elder and Disable Care Service : 18% GST for Elder CARE services & accommodation under heading no. 9993, GST Service Code 99932, GST code 999321, GST service no. 999322. In old age and for person with disability; health care, shelter and related services are great support not only for the person but also for the families. Request to please HELP 105 million Senior Citizens and their families by exempting on above GST.

Increase Full Tax rebate for all Senior Citizens upto Rs. 8 Lakh and for 80plus upto Rs. 10 lakh

Increase Interest rates on 'Senior Citizens Savings Scheme 2004'

Increase NSAP Indira Gandhi National Old Age Pension Scheme (IGNOAPS) from Rs. 200/- to Rs. 3000/- for all BPL Senior Citizens

Start Universal Pension of Rs. 3000/- for all 80 plus

NO TDS for Senior citizens for earning upto Rs. 10 Lakh.

Comprehensive dedicated Health Insurance : 
The cost of the health care during old age appears to be very high and this in turn increases the out of pocket expenditure on health care particularly when private facilities are availed of. When older persons are economically dependent, increasing health expenditure adds to the economic burden on the family. Request to have dedicated Health Insurance for all 60 plus and tax subsidy increase for children who are looking after their sick old parents or grandparents.

Increase in IT Deduction for medical expenditure: 
As there high rise in medical and heath care cost in old age, we request Increase the limit of deduction for medical expenditure in respect of certain critical illness to 3 lakh in respect of all senior citizens, under section 80DDB.

Senior Citizens Welfare Fund : In pursuance of the announcement made in the Budget Speech of Finance Minister – 2015-16, a Senior Citizens' Welfare Fund was established in March 2016. The fund consists of the unclaimed amounts transferred by government institutions holding such
funds. We need government input on this, what has happened to this fund and where its being utilized and from where resources are being sourced.

Introduce mandatory 10% spending for companies, exclusive for 60plus welfare for all CSR program

Give 10 year Tax Holiday for all Startup new or existing working exclusive for Senior Citizens

Give Tax rebate to children who are looking after their depended 60 plus parents

Sailesh Mishra
Founder President - Silver Innings Group 

Wednesday, April 3, 2019

Review: Congress Party Senior Citizens Manifesto 2019

Good news, great advocacy, Indian National Congress has included #SeniorCitizens in their #LoksabhaElections2019 Manifesto, its first party to do so, we will be happy to see BJP and other Parties to follow it.

Indian National Congress Manifesto for Senior Citizens : 5 key Points (page 43).  

Congress acknowledges that about 9 per cent of the population of India is over the age of 60 years and this proportion will increase.

Congress promises to review current policies on senior citizens and make suitable changes, taking into account advances in medical science and technology.

1) Under the Right to Healthcare Act, we will provide affordable and quality healthcare to senior citizens in hospitals including free diagnostics, out-patient treatment, medicines and hospital treatment. Geriatric wards with sufficient beds will be opened in every district-level hospital.

2) We will introduce well-designed pension and health insurance schemes that will guarantee insured persons a life of dignity and comfort when they become senior citizens.

3) Senior citizens can contribute to the development of the communities in which they live. We will create opportunities for senior citizens to do so.

4) We will take measures to ensure easy access to legal services and recourse to senior citizens especially in cases of neglect, abuse, abandonment, eviction and financial fraud.

5) Congress promises to enforce strictly the provisions of the Maintenance and Welfare of Senior Citizens Act, 2017

See full document:  https://cdn.inc.in/manifestos/pdf_documents/000/000/005/original/English_Manifesto_MobilePDF_1April19-1.pdf?1554201123


Our Silver innings take:

There is lots to do more....
It's good that Congress party is first political party which has given detailed agenda for Senior Citizens.

Good thing is they have stress upon Senior citizens,Participation and Experience utilization in the local community.

But it's very General agenda. 

They failed to mention National Policy of Senior Citizens. And regarding point no. 5 ... The amendment bill is already pending in Parliament.

Senior citizens will get Justice only if following can be done:

National Policy of Senior Citizens is implemented

Constitution of National Commission of Senior Citizens

Minimum 3000/- pension to poor Seniors

Free Health care and Health insurance to all Seniors

Exemption of 18% GST for Elder care

National Dementia Strategy

Sailesh Mishra
Silver Innings

Thursday, January 10, 2019


Don't miss this Eye Opener: Tata Trusts REPORT ON OLD AGE FACILITIES IN INDIA : INDIA has ONLY around 1,150 facilities FOR around 97,000 elderly: This is what we at #Silverinnings  have been saying all this while of lack of facilities and services for Senior Citizens in India.

The study looked at both old age homes and senior living developments in India, built an extensive sample set of 480+ old age homes and 60+ senior living developments in 84 cities, towns and districts cutting across geographies, size, cost, facilities offered, ownership and management.

It projected the sample set to countrywide population data extracted from 2011 census of India, and arrived at an estimate of around 1,150 facilities and the capacity to house around 97,000 elderly residents.

Forecasting likely demand driven by increasing elderly population and change in preferences owing to availability of new products and socio-economic norms, the study pointed towards a crying need to enhance the capacity almost eight to ten-fold over the next decade.


Monday, August 20, 2018

Special Opportunity for Mira Bhayandar Residents to Help #KeralaFlood Victims

Special Opportunity for Mira Bhayandar Residents to Help #KeralaFlood Victims.

Campaign by Moneylife Foundation: Donate Today and Help Flood Victims of Kerala.

As you are aware, Kerala is in deep trouble due to the devastating floods, leaving many still under water. The immediate priority is rescue and emergency survival relief. Moneylife Foundation is partnering with other NGOs and will serve as a collection centre for donation items. We will accept drinking water, non-perishable food items, new clothing items and other essentials. These items will be sent to Kerala in coordination with other verified NGOs.

At Silver Innings, we have already donated Food Items to 'The Food Army' on 19th Aug 2018. But we got request from many for their contribution.

*At Mira Road and Bhayandar we at Silver Inning Foundation are organizing Collection center for Campaign run by Moneylife Foundation to Help Victims of Kerala Flood.*

Appeal to all, to please Donate in Materials as listed below- in package mentioned - with a proper bundle / bundles - with your name, phone number and list of item clearly mention. We will not take anything which is not mentioned below and also we wont take any money.

*Food :
Rice - 1kg pack
Dal - 1kg pack
Sugar - 1kg pack
Milk Powder - packets
Biscuits - packet

*Medicine: Exposure to floods and contaminated drinking water increases the risk of diseases such as cholera, typhoid, hepatitis A and leptospirosis. Required Medicine - don't send expired stock.:*

For outbreaks of cholera:
ORS packets
Doxycycline - packets
Azithromycin - packets

For outbreaks of typhoid
Ciprofloxacillin - packets
Paracetamol - packets

For outbreaks of leptospirosis
Doxycycline - packets
Azithromycin - packets

For Hepatitis
Domperidone (anti-nauseant) - packets

*For general Medical issues:*
Paracetamol - packets
Cetrizine - packets
Cough syrup - packets
Crocin - packets
Disposable syringes - packets
Bandages, Cotton - packets
Savlon - packets
Betadine Solutions - packets

*Clothing - all new:*
Bedsheets - packets
Towels - packets
Hand Napkins - packets
Blankets - packets
Sanitary Napkins - packets

Torches and Batteries - packets
Candles and match sticks - boxes
Bath soap - packets
Washing Soap - packets
Tooth paste - packets
Sanitisers - packets
Gloves - box
Face Mask - box
Floor Mat

*Drop-Off Date: Monday 20 August to Wed 22nd August.*

*Time: 11:00am - 5 pm*

*Silver Inning Foundation,Shop no. 10, Bldg - J / 47 - 48,Opp. Navgrah Bldg,Lane Behind Allahabad Bank, Poonam Sagar Complex Mira Road East - Pincode: 401107*
Mobile: 9987104233 / 9819819145
Email: silverinnings@gmail.com

All material collected will be delivered at Moneylife Foundation office at Dadar (W), Mumbai on 23rd Aug 2018 for further distribution.

You can also delivered directly to Moneylife office at Dadar.

*Request to forward this message in your circle and inspire others.*

Moneylife Foundation's Daily Clinics

Our Social Responsibility for Flood Victims of Kerala


Our Social Responsibility.... We tried our best to Help our own people in Kerala .... Today 19th Aug 2018, we at Silver Innings and Pritams Serving Surprises and Sushma Malhotra  delivered Total 100 kg Rice -in 1 kg pack, 5 kg sugar - in 1.kg pack and  100 pack of Milk powder -1 kg Milk powder to The Food Army at their Dahisar center Mumbai.

Thanks Manjula Nair for connecting.

Thank you,
The Food Army



Tuesday, August 14, 2018

DONTAE for Medical Camps and Health Awareness for Senior Citizens

Now just scan QR Code and Donate : Support us for Medical Camps and Health Awareness for Senior Citizens - All donations will be matched by YES FOUNDATION up to INR. 2.5 lakh.

We at Silver Inning Foundation intend to hold such Camps, Health Awareness – Training and Education in 2018 -2019, program for overall well being and healthy living through diagnosis, preventive and curative approach at our community where we have been closely working since 2013 through our Elder care home A1 Snehanjali at Semi Urban and Rural Community at Coastal area of Nala Village and Rajodi – Satpala area of Vasai Taluka, District Palghar, Maharashtra,

Silver Innings since 2008, is working towards creating Elder Friendly World where Ageing becomes a Positive and Rewarding Experience.

You can scan QR Code and donate directly or go to this link and donate: http://danamojo.org/dm/silver-inning-foundation

We make a living by what we get; we make a life by what we give: Sir Winston Churchill

DONATE NOW and Share

#Silverinnings #RandomActsofKindness #YESiamCHANGE #YIAC #SocialChange #SmallChangeBigDifference #SpiritOfGiving #A1Snehanjali #SeniorCitizens #Elders #Ageing #Oldage #NGO #iNDIA #Mumbai 

Sunday, July 8, 2018

You are 60 plus and your children's are in another country / city, Will you relocate ?

On July 5th 2018 we posted this important question on Facebook and we got various comments, which we thought are not only interesting but also shows change in mindset of traditional Indian / Asian Ageing population.

The Question we asked:  

You are 60 plus and your children's are in another country / city, they can't come and stay with you, But they ask you to come and settle with them, What will you do ?

Following Comments / Answers we got: 
Susan Dmello Barton or just maybe your kids who are abroad can find solutions and caregivers in YOUR OWN HOME IN India... they financially stand by you and visit often so win win for all.

Nidhi Raj Kapoor Good question and great conversation here. You should do a study and compile the findings. I would love to hear more.

Rajeshwar Devarakonda Sailesh Mishra Apt question. In my case, the child - me, relocated. I tried and then understood that the parents too have their social life and to expect them to make yet another sacrifice and become yet another object in your house is inhuman.

Sailesh Mishra I posted above question as this is one of most discussed among seniors. But I never thought, next day I will get this sad news... Like one of the answer when you try to relocate a Senior..... So this is new: USA woman, 92, kills son to avoid being sent into care home : https://www.bbc.com/news/world-us-canada-44707643

Vanita Kumta This is where having a heart to heart conversation and abstaining from imposing ones point of view over another could perhaps have been helpful to avoid a sad incident.

Bernadette Ferrer Sailesh Mishra, the article reported is an isolated incident. The mindset of US white folks are Selfish and Narcissistic. Do not Ever compare with their mindset with ANY ASIAN whose embedded culture revolves around family!
Second, the SON who was shot
 by his mother Did Not RESPECT his own mother's wishes to Stay Home. The Sons was Enabled by HIS family members & Girlfriend to FORCE his own mother to leave her comfort zone. Alternative solutions for his mothers5care exists...PAY FOR 24 HOUR Nurse or Caregivers!
Son was a Lemming!
I truly Suspect that the SON and Family members had a Hidden Financial Agenda.
Sailesh Mishra, you're seasoned enough to Discern cultural Mindsets!

Asha Uberoy No body wants to go and live in another country at this age. And remember a father can look after 10 kids. But 10 kids find it difficult to look after one father. It is the law of life. The water in the river keeps flowing forward. We must not, cannot blame our children or anyone else.
Bhavdeep Pandya We can always create ability to change.. greatest issue is people only change by force.
Bhavdeep Pandya I will go.. I am nearing 70 years

Vanita Kumta Firstly if one feels one can adjust to a new country at the age one has reached it is a good option,secondly one must have trust and faith in them only then,thirdly as long as one feels able to take care of ones needs independently it is worthwhile staying put,or resorting to assistance or joining an assisted living facility or a senior citizens home that suits ones needs financially. Most importantly one needs to keep on going on as far as possible,with a positive outlook and not succumb to the growing pressures around. It is a difficult situation and a level headed choice is necessary. Remaining as active as possible,without stretching out ones hands in desperation,yet asking and taking help when needed is imperative.

Vanita Kumta From real life instances I have seen ,I know seniors who have no children and lose their partner,I have also seen seniors who have children often living in India in the same city,yet at the crucial hour they are not in a position to reach out to their aged parents due to official engagements. All said and done life is unpredictable. It does not follow any book. One needs to actively accept everything 100% however unpleasant . Having said that it is necessary to have a plan of action worked out between the couple whilst they are both living,taking the children too into confidence. The problem more often than nought is that communication and discussion on certain unpleasant ,however obvious realities of life is often lacking or postponed for later. But unfortunately, ' Time And Tide Waits For No Man'.
Mohan Siroya Very sane advice.

Bina Umesh Raj Sharma I feel if at this age you can adjust and mentally prepated then one should go and stay with the children in India/abroad. The children will also be comfortable since the whole family is a one place unless they have an ulterior motive.

Bernadette Ferrer Your choice: Stubborn Self Independence versus You live by Their Rules of Their Home (Tables are turned..as children, they lived by Your Rules. As an elder parent, its pay back time ...hee heee)

Aileen Marques It will depend on what i feel, how I feel and why I feel... In terms of the choice of settling in a New place. In most cases i have handled senior citizens preferred the comfort of their house and neighbourhood in their silver years. they said they feel the urge to live life more independently.
Susan Dmello Barton I totally agree... the kids are always welcome to "visit" Also in this day and age you can monitor everything what with c.f. tv cameras and full time police cleared maids and home help... they enjoy their independence AND you are always welcome for visits and holidays etc... let's not take away their dignity.

Niraj Khedkar Something outside the question asked... With all due respect to all senior citizens:
Point is not who leaves his set life... Each life is earned with lot of effort... Kids aswell as parents... But Problem is something else...
in India parents are so much emotional that they can't let there kids choose their life after 16/18yrs and accept it or not... Hence majority of parents never plan for their post retirement life... 
I am sure this generation already knows their kids are not going to take care of them... So they have already started saving and planning for post retirement life...
#healthyAging #postretirementplanning
#OnestopSolutionServices for all senior citizen needs Can be few solutions for such challenges

Mohit Sadh Just go ther for some time n check, if it's worth, otherwise come back n live here happily ever after

Aditi Misra Interesting responses! 
I think for me it’ll depend on a lot of things... my health / my finances/ my spouse!

Aseem Chandawarkar On Children
- Kahlil Gibran

Your children are not your children.
They are the sons and daughters of Life's longing for itself.
They come through you but not from you,
And though they are with you yet they belong not to you.

You may give them your love but not your thoughts, 
For they have their own thoughts.
You may house their bodies but not their souls,
For their souls dwell in the house of tomorrow, 
which you cannot visit, not even in your dreams.
You may strive to be like them, 
but seek not to make them like you.
For life goes not backward nor tarries with yesterday.

You are the bows from which your children
as living arrows are sent forth.
The archer sees the mark upon the path of the infinite, 
and He bends you with His might 
that His arrows may go swift and far.
Let your bending in the archer's hand be for gladness;
For even as He loves the arrow that flies, 
so He loves also the bow that is stable.

Umesh Gujjar Better to be in India with our Loved ones, even if one earns less (as compared to foreign earnings)

Niraj Khedkar Yes that action speaks a lot... No senior citizen wants to willingly go in a care home...

Doris Gomes I will go n spent sone time, esp because of my small grand kids...

वरिष्ठ नागरिक सेवा संस्थान It is difficult for parents to shift .

Ashok Maheshwari Never. I am Hindustani and at 80 crossed, I want to spend my allotted time in my own country.

Dileep Lad I will stay in My country. I am proud of my country भारत माता की जय

Adv Vidya Patil Very much right

Puneet Sunita Khurana I'd ask them to F... off!

Bhavdeep Pandya I will go n settle with my children

Amita Rs What about in olden days when people relocated from villages to town in search of better life? How did those older adults feel then when their children left them and the big farming lands behind for city jobs? Only some things have changed but rest of the issues remain same.

CA Hemant Damodar Mehta One has to choose with balanced mind .. to be useful to Society here in India or to spend life with son/daughter abroad depending your physical capacity and health.

We thank all for their views and opinion, this will help us to plan our Future.

Visit our website:  http://silverinnings.in/ 

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